Happy New Year. Home are expensive. We know that. That is not going to change. The great news is prices are normalizing in new home construction. Oil prices are down which has brought tons of labor back into our market. This is going to keep price increases to a minimum. Interest rates are still historically low but the FED is raising rates. If the GOP wins, i guess they will raise rates even more. If there were a better time to buy, i don’t know when it would be.